In 2020 the Covid-19 emergency caused serious delays (over 30 days) in payments by companies to increase, especially in Valle d’Aosta (+ 41.5%), Friuli – Venezia Giulia (+ 40.3%) , Veneto (+ 35.8%), Piedmont (+ 30.9%) and Lombardy (+ 30.3%). what emerges from the Payments Study, updated to 31 December 2020, carried out by CRIBIS, a company of the CRIF group specialized in business information. At the provincial level, the heaviest repercussions on companies’ payment times were recorded, in order, in Lodi (+ 64.3%), Belluno (+ 54.2%), Asti (+ 53.8%) and Pordenone. (+ 50%).
Last year, the number of Italian companies that pay their suppliers over 30 days late reached 12.8%, a figure 21.9% higher than in 2019 and more than doubled compared to ten years ago (5, 5% in 2010). However, the companies that pay on maturity in our country increased by 2.9%, going from 34.7% in 2019 to 35.7% last year.
Despite the worsening of the situation, Lombardy and Veneto are the third and fourth Italian regions with the least serious delays overall (8.6% and 9.1% respectively), behind Trentino – Alto Adige (6.6%) and of Emilia-Romagna (8%). Once again the North East is the most reliable geographic area, with 43.6% of regular payments, while the most problematic situation is in the South and on the Islands, where only 23% of companies are punctual.
“The data show that compared to the previous year – comments Marco Preti, CEO of CRIBIS – in 5 regions of Northern Italy the serious delays have increased from 30 to 40%. The negative impact of the health emergency affects mainly small businesses. In particular, micro-enterprises suffer which, despite being the most virtuous with 37.3% of payments at maturity, also have the highest share of serious delays (13.8%), together with small ones (8.7%).
The development of the pandemic up to the second wave has further affected the sectors already suffering from the lockdown, such as bars and restaurants, air transport, recreational services and the cinema sector, all at the bottom of the ranking of punctuality in payments ”. Lombardy and Emilia-Romagna are the regions with the highest presence of companies that respect payment terms, with 45.3% and 44.8% respectively, followed by Veneto (43.4%), Marche (42.4 %) and Trentino-Alto Adige (42.1%). Sicily, on the other hand, in addition to occupying the last position in this ranking (19.5%), holds the negative record with regard to payments over 30 days (22.8%), followed by Calabria (22.6%) ) and Campania (20.9%). In 2020 Sondrio undercuts Brescia from the top of the ranking of the most punctual provinces, a ranking that sees Bergamo, Lecco and Trento in the top positions. The last place reserved for Trapani, preceded by Reggio Calabria, Palermo, Crotone and Vibo Valentia.
The CRIBIS study also highlights the effects of the crisis generated by Covid-19 on the northern provinces: the companies of Lodi (+ 64.3%), Belluno (+ 54.2%), Asti (+ 53.8%) and Pordenone (+ 50%) are those that, compared to 2019, showed an exponential growth in payments beyond 30 days. Bat (-14), Lodi (-13), Pavia (-11), Bari (-10), Grosseto (-9), Imperia (-9) and Biella (-9) are the provinces that have lost the most positions in the CRIBIS ranking. Those that have gained more ground are, however: Cagliari (+18), Ravenna (+13), Forl-Cesena (+11), Ferrara (+11), Cosenza (+11), and Pesaro-Urbino (+10) which enters the top ten. The most punctual commodity sector is that of Financial Services (47.9%), followed by that of Construction (42%), while Retail Trade, where payments at maturity affect only 25.1% of companies, the one with more critical situation, with an incidence of serious delays equal to 20%. Compared to 2019, the highest percentage change in payments beyond 30 days is recorded in the Manufacturing (32.4%), Retail (19.8%), Services (17.2%) and Commerce sectors. wholesale (16.3%)